Apply For Business Loan & Get Upto $200 Rebate When You Get Funded.
Your Customer Deserves A Payment Plan
Why not start offering payment plans to your customers? They deserve an option to save their hard earned cash & be able to get approved for a financing & be able to pay over time. Win Win for both.
Multiple Lending Options
We offer multiple lending options based on your credit & business type.
Competitive Rates
Less Paperwork
All Credit Score
Get the competitive rates & payment terms based on your credit.
Most of the process is online. Simply apply online in no time..
Funding for most credit type borrowers. Just apply!
Increase Your Sales By Offering Payment Plans.
At Paycubes.com, we offer merchant an option to signup for a consumer financing account to offer their customers an option to pay over time. It will help you to increase your sales, increase your ticket size & increase your customer retention.
Increase Sales & Grow Revenue
Increase your sales by offering financing options to your customers. Making your product more affordable for your customers can lead to increase in sales, growth & revenue. It's proven.
Attract New Customers
Increase your sales by offering financing options to your customers. Making your product more affordable for your customers can lead to increase in sales, growth & revenue. It's proven.
Increase AVG Ticket Size
When a business offers financing terms to the customers, it shifts the focus to affordability. Being able to provide small & affordable pricing, it makes their life & burden on their pocket easier.
See How Easy It Is For Your Customers To Get A Financing For What They Really Want.
Step 1: Customer Applies For Financing
Your customer first submits one application at the point of sale, using one of our many available submission methods. After the application is submitted, your customer receives an instant credit decision and is presented with the best available loan offer.
Step 2: Finalize Details & Sign
You then work with your customer to finalize the loan details, which includes selecting the loan amount, loan term, and promotional offer. After you finalize the details, our platform automatically generates the loan agreement for your customer to e-sign.
Step 3: Get Funded Directly
After your customer electronically signs the loan documents, all you need to do is provide your customer with the product or service they were sold. After your customer receives what they purchased, you’re funded directly (via ACH).
Business Owners,
This Why You Should Signup With Us.
At Paycubes.com, we offer merchant an option to signup for a consumer financing account to offer their customers an option to pay over time. It will help you to increase your sales, increase your ticket size & increase your customer retention.
Approve More Customers
From great credit to no credit, the POS financing platform has a tailored program for every customer. Various types of lenders are the part of the network to approve more deals.
Offer Promotional Financing
Being a merchant, now you will have the ability to extend promotional offers to their customers, such as no interest (if paid in full) for 6, 12 and 24 months.1 Perhaps, growth in sales to follow.
Instant Approval
As a merchant, you only need one application, regardless of the type of credit your customer has. Most of the process is paperless & instant approval makes the process easier for you.
Direct Funding To Merchant
Once the financing is finalized and through, the merchants are funded directly within 24-48 hours or one the delivery is done. It's simple, easy & fast. Try it to believe it!
Competitive Discount Rates
The programs are built to help (you) merchants approve more customers while protecting margins with small and competitive discount rates. Our goal is to make the process simple & transparent.
Ability To Apply Via Any Device
Today, your consumer are connected to multiple devices - iPhone, iPad, Laptop etc., They can apply using any devices including online via your website. How cool is that!
1 Interest accrues during the promotional period, but all interest is waived if the entire purchase balance is paid in full before the end of the promotional period and you make all required monthly payments on or before their due dates. Terms may vary based on creditworthiness, amount of loan and length of term.
Industries
Some of the common industries are mentioned below. Contact us for a list.
POS Financing - Let's Recap...
POS Financing is the most attractive way to make anything affordable for those who are willing to buy but does not have any other option to make that big purchase apart from financing. By offering POS Financing, now you can break down those expensive, big ticket items into a more flexible payments plans that could be affordable to your customers now. Increase your sales & growing your business is now easier than ever before.
Loan Amount:
Upto $25,000
Rates:
Based On The Credit
Payment Terms:
Upto 12 - 60 Months
How Does It Work?
Getting started & having an account to start offering financing /payment plans to your customers is as easy as you would like it to be. Our goal has always been to simplify the process & making our merchant's life easier.
As A Merchant, Do I Qualify?
Can You Say "YES" To The Following?
TIME IN BUSINESS:
1+ YEAR IN BUSINESS?
MONTHLY SALES:
CASE BY CASE BASIS
CREDIT SCORE:
CASE BY CASE BASIS
US BASED BUSINESS:
MOST STATES*
YOUR BUSINESS AFTER OFFERING FINANCING
YOUR BUSINESS BEFORE OFFERING FINANCING
