top of page
We're All About

LENDING

Business Funding From $5K Up to $500K

Cash flow is the heart and soul for any business. At PayCubes Capital, we have teamed up with CashforCapital and other lenders to provide our merchants with the business financing they need to grow & succeed.

bad credit business loans

Multiple Lending Options

We offer multiple lending options based on your credit & business type.

bad credit business loans
bad credit business loans
bad credit business loans

Competitive Rates

Less Paperwork

All Credit Score

Get the competitive rates & payment terms based on your credit.

Our paper work requirements are less then the traditional banks.

Funding for most credit type borrowers. Just apply!

Finally, Funding For Every Credit Types

At Paycubes.com, we understand the importance of cash flow for any business. We understand that not all businesses are same. We also understand that not everyone has great credit, so therefore, we have programs for most credit type borrowers.

Unsecured Business Loans

Unsecured business loan or traditional business loans are unsecured and can be used for wide range of needs. Unsecured business loans are usually good for a established business who has been in operations for 2 years or more. In this loan, the requirements are bare minimal since its unsecured and no colleteral is required until and unless the lender feels a need based on the transaction. 

 

As long as you have been in business for over 2 years and meet minimum requirement based on the strength of the application, you can be approved.

bad credit business loans

Loan Amount:

$5000 Up to $500K

bad credit business loans

Rates: 

As Low As 7.95%

Equipment Financing

Have you been wanting a particular equipment for your business but struggled to put some cash together to buy it or lease? No problem! We can assist. Secure financing to buy your next equipment that you have always been wanting to make things happen for you.

 

Worst case scenario - consider leasing. It can also help you to over come short term challenges and allow you to get what you want at a reasonable price without stressing your cash flow.

Loan Amount:

From $5000 Up to $500K

Rates: 

Starting As Low As 7.95%

Merchant Cash Advance

Merchant cash advance is one of the most fastest, simplest and easiest way to secure working capital for your business. Merchant cash advance has the most highest approval rate and can be borrowed by anyone with most credit types.

 

Simple process, minimal documentation and fastest access to cash makes this a popular choice for the borrower. There are no restrictions as what you can use these funds for. Its your choice, use like you wish.

Loan Amount:

From $5000 Up to $500K

Rates:

As Low As 1.12% Factor Rate

Franchise Financing

Franchise loan as the name suggest are designed for businesses who are operational with multiple locations. Needing cash is a very common factor when it comes to financing a franchise.

 

We usually work with businesses who have been operational and in existence for over 2-3 years.

 

Franchise loans are usually based on the business performance, franshise type, and various other factors. No Startup's at this time.

Loan Amount:

From $5000 Up to $5Million

Transaction Based Rate

Line of Credit / Invoice Financing

Franchise loan as the name suggest are designed for businesses who are operational with multiple locations. Needing cash is a very common factor when it comes to financing a franchise.

 

We usually work with businesses who have been operational and in existence for over 2-3 years.

 

Franchise loans are usually based on the business performance, franshise type, and various other factors. No Startup's at this time.

Loan Amount:

From $5000 Up to $500K

Rates:

As Low As 7.95% or 1.12 Factor Rate

How Does It Work?

Applying for business financing with PayCubes is easy. We work with all credit type borrowers. We have programs that is designed for most business types and provides merchant with access to capital they need to grow their business.

bad credit business loans

Apply Online

Applying online for your small business funding. It is simple, easy and fast. Applying takes less than 10 minutes.

bad credit business loans

Confirm & Agree

Once you have applied, you will get an offer from us based on the strength of your application & if you business qualify.

bad credit business loans

Get Funded

Upon acceptance of your business funding terms and conditions, your funds will be transferred into your account within 24-48 hours.

Do I Qualify?

Can You Say "YES" To The Following?

small business loans

TIME IN BUSINESS:

1+ YEAR IN BUSINESS?

small business loans

MONTHLY SALES: $10,000+ OR MORE?

small business loans

CREDIT SCORE:

500 - 525 plus

small business loans dallas

US BASED BUSINESS:

MOST STATES*

How We Compare

PayCubes Capital has been helping small businesses all over US with the access to the capital they need to grow their small business. We provide multiple business financing options to borrowers with various needs and with various credit type. Find out below how are different then a traditional bank.

 

We have over 83% approval rating.

Anyone can apply for a business financing with PayCubes Capital. You do not need to be our existing merchant. We welcome all businesses with most credit types to apply with us.

Apply Now To Get Your Funds By The Next Week

paycubes - Credit Card Processing
bottom of page